2022/11/10
This month: 2 views | Total period: 242 views

\Are you ok? /Changes in perception of money that can be discerned from behavior

Changes in sensation due to “habituation”

If you are active for many years,

To meet you, to be taken to a luxury shop, to receive a present,

to receive an allowance, the amount of the allowance to receive,

 

NoneFeeling "natural" that is not naturallike,

I no longer feel special like I used to, and I am afraid of this familiarity.

 

When I first started working, everything was fresh,

I immediately put the allowance I received into my savings account,

For me, who was originally poor, I tried not to make my everyday life flashy.

 

...But now, three years later.

embarrassing story,The amount of savings has remained almost the same as it was XNUMX years ago.It is

 

Looking back at my actions,

Unconsciously, my sense of money was steadily changingI realized that.

Everyone reading the article, please take a look while comparing yourself.

 

 

Actions and improvement measures that changed unconsciously

stop worrying about food expenses

Since I was originally poor, even a convenience store as well as a cafe alone,

I thought it was a waste of money, so I brought a lunch from home for lunch at work.

 

By moistening your wallet,

The spirit of "If it's only a few hundred yen..."become

Gradually, the frequency of self-cooking decreases, and lunch is stylish at a nearby cafe

At night, when you don't have any plans with your dads, make sure to order Uber Eats frequently.

 

I didn't have a household account book app, so

in a dayI have no idea how much I spend on foodThat's how it was.

 

"Even if it's only a few hundred yen, it becomes a mountain if dust piles up."

Nowadays, I bring a small lunch from home for diet purposes as well♪

Even if you say bento, it's just the leftovers from dinner or rice balls, etc.Something that can be continued without difficulty ◎

An unbalanced diet is the cause of rough skin and weight gain!

You can save money, improve your cooking, have beautiful skin, and diet!

It really made me think that it was good to review the behavior ♪

 

 

rely on taxi

Now that I think about it, this is quitepretty painful expenseEnglish learning is necessary to prepare for life, learning and interaction with the global environment. <br> IT Skills (programming logic) is necessary to prepare for the needs of the future.<br> Financial literacy is necessary to prepare for creating, managing and being smart with time and wealth.<br>

 

Being busy with meeting time,

I really didn't like it when my hair and makeup got messed up in a hurry.

"If you calculate backwards from your allowance, the taxi fare is also cheap."and say to myself,

I used taxis frequently.

 

このTaxi habit is quite troublesomeso,

Even if you're not going on a date with your dad, just take a taxi right away...

 

Since the taxi starts at the initial charge (about XNUMX yen),

Compared to public transportation such as buses and trains, it is definitely not cheap.

Considering how much money I've spent on taxis so far, I'm too scared to add it all up.

I could definitely use it for other things,I regret it so much now.

 

Currently, I moved to a place a little far from the city center and started commuting by train.

to act with plenty of time to spareand no longer use taxis.

(I am grateful for the change in the physical environment. Lol)

 

 

Growing interest in luxury brands

I used to collect information on Twitter,

all kinds of interests"Papa Katsu Joshi Account"I was following

 

What you often see there isHigh brand accessories and bags.

Wear items you received as gifts or bought with your saved money

Their pictures are so sparkly,"I want to be like this...!"

To have an admiration for high-end brands that I was not interested in until nowbecame.

 

Because it's just a high brand,quite expensive.

There were rare occasions when my dad gave me a present on my birthday, etc.

It is difficult to ask frequently,

On the other hand, I didn't want to pay the loan in the future, so

Decide on a target savings amountBuy it as a reward for yourselfwas doing.

 

Of course, I still use them carefully, and plan to continue to use them carefully for a long time to come.

Because I don't buy a lot without using a loan,

I don't have many regrets about this.

 

However, in today's information society.If I wasn't doing SNS, I wouldn't have been interestedこと.

If I hadn't been interested, I would have saved more money~

I sometimes think about it, but since it's Tarareba, I'll try not to think of it negatively♪

However,Information posted on SNS is, after all, the world of SNS.

I depended on SNS, and there were times when I would compare myself with other people and be happy and sad.

Don't take all the information too seriouslyI was made to think that I should be careful.

 

 

I go out drinking alone more often

After meeting the fathers,

One of my favorite times of the day was having a drink alone at the bar before heading home.

Since I started having my dads take me to various shops,

The variety of alcohol that I can drink has increased, I'm good at alcohol, and I like alcoholIt is

 

This is also the same theory as a taxi, by calculating backwards from your allowance

"It's cheap to spend at a bar."In my brain (laughs)

 

Gradually, the number of times has increased, and now drinking alone has become a hobby 😂

It's a fun time, butIf it happens too often, it will be a waste of moneyBecause,

I will decide the budget and number of times, and remember that it is a hobby, and I will try not to make it a habit.

 

 

increased self-investment

become financially comfortable,

Hair removal, nail fee, eyelash perm, gym, esthetic, skin treatment, etc.

Monthly self-investment = Fixed costThere are more things to be.

 

The fear of fixed costs is

Since the same amount is reduced every month, it is difficult to feel discomfort when looking at the statementこと.

This is especially true for items that are not payable at each store, as they will be debited from your bank account all at once.

 

Is your card bill higher than before?I thought, when I reviewed the details,

Fixed costs were highThat's what I realized.

 

As much as the amount of self-investment has increased, dads, friends, and people at work

"You've become very beautiful."

"You always have a high sense of beauty."

I was often praised for such things, and it also gave me confidence in myself.

An investment amount that is not suitable for me, which I could never have done with just my day job salary.

If you ask me if I can keep going, I honestly can't.

 

Prioritize what is important to you and what you invest in.

Only spend money on what you really need.

By doing so,I was doing something unexpectedly unnecessaryI realized that.

 

 

Summary

What did you think?Were there any that apply to you?

I,Before my life was hindered by debt and dependence, I was able to notice myselfBecause,

I feel lucky that I was able to take action quickly.

 

money is a heartAs the word says,

When your savings are enriched, you tend to become more tolerant and say, "If it's about this much..."

The standard of living changes without knowing it, it changes to "natural", and it becomes a habit.

 

Papa life that gives us dreams in our lives.

If you realize that one inch ahead is hell, everything will be a waste of money.

In order not to lose sight of yourself in the sense of money,

I want to have my own axis firmly and spend my time in a way that suits me.

 

 

 

 

Writers: 
Mr. Alasar, who is enjoying his father's life loosely.I spend a long and relaxing time with my favorite regulars.We will send out experiences and useful information ^ ♪

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