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  • I am 28 years old (29 years old this year) and have been a dad for less than a year.
    As a result of saving all the allowances from dads, the savings will reach 1000 million next month...

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Question date: 2023/03/21 18:10

I am 28 years old (29 years old this year) and have been a dad for less than a year.
As a result of saving all the allowances from dads, the savings will exceed 1000 million next month.

As long as there is demand for me, I would like to continue being a dad.
I thought it would be a chance to start operating something, but I'm too ignorant to take a step.
I bought and read a lot of books, but I still don't understand. .

Even if I ask my dads, they all have different ideas and I don't know what to believe.

I would love to hear your advice.
Thank you.

  • gender female
  • Age: 20s
  • Member: Universe Female Member
  • Member ID: 68175
  • Who should answer: Anyone

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question answerAnswers: 8

Female member

Aya

I think it's better to leave it as is.

It may seem like a lot of money now, but 1000 million won't be long after you make a big purchase (car, house down payment, tuition, watches, etc.), so it's better to save it just in case something happens.

In the unlikely event that you live modestly, you will have enough money for 3-4 years, so how about using it for that purpose?

When I had 1000, I didn't really do anything because the payoff line was 1000, so I had to deposit it in another bank.

After that, if you can't understand much about investing even if you read a book, I'm going to say something harsh, but there's a high chance that you'll lose a lot or be deceived by someone, so it's safest to leave it in the bank.

  • Answer date: 2023/03/21 21:29
Male member

Kazu

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is it you again ②.

If you ask here, you won't know what to believe, so I think it's better to study on your own.
By the way, I don't think it's a good idea to ask others whether it's better to operate.

Postscript.
I thought it was ③, but it's ② ​​because I'm a normal person.

  • Answer date: 2023/03/21 18:11
Male member

Mac

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I thought it was about XNUMX.

If you have around $1000, you'd be better off just saving it. "Operation" sounds cool, but it's actually half a dozen.The only way to never lose is to not "operate".

You never know what life will bring, so it's best to keep it as a safety net in case of emergency.

PS
However, inflation will continue to increase, so what's going on there?I changed all foreign currencies back to Japanese yen when the yen was weak last autumn, but I don't know what stocks I should hold, so I'm wondering if I should use a gold ETF.

I'm worried about the 1000 million yen unit. No matter what happens to XNUMX million, it's almost within the margin of error.
I've never "managed" less than XNUMX million yen, and I don't need to.It's just a game, like poker.

  • Answer date: 2023/03/21 19:05
Male member

Seattle

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④Simple question
is not it.

It doesn't matter if you don't use it.In a recession, a regular savings account will be the answer.

If you're going to do something, I recommend stocks with shareholder benefits that I like.Even if you don't use it all, it's up to about 200 million yen.

Postscript

Mr. Fuu, are you a former securities man?I have a sense of closeness because I eat with stocks.

I would like to invite one of the female respondents to the immediate display question from Mr. Kida to join the LINE group I am connected with.

  • Answer date: 2023/03/21 19:48
Male member

Fuu

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If you don't want to reduce
such as an IPO
For long term operation
Reserve NISA or reserve IDECO
Is it
Former securities salesman + FP2 level holder
I'll let you know when I go out with Fuu
It's impossible to teach for free
Even earning coins is my know-how lol

If you do it wrong, both
Please be careful as you will lose

  • Answer date: 2023/03/21 21:58
Male member

date ◎ dream

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The money should be used as if it never existed.
Since you're a beginner, you should invest in everything Papa says.

There is no such thing as XNUMX% success, so if you get one or two "hit!" out of the investments you made, and the total amount you invested exceeds the initial amount, you can consider your investment to be a success.

  • Answer date: 2023/03/21 21:24
Male member

Die

Everyone has different ideas and I don't know what to believe.

It doesn't make sense, to be honest.

If it's 1000 million, it's easiest to buy Mr. Fuu's IPO or Mr. Seattle's shareholder preferential stocks, and I also recommend it.

If you go to the magazine section of a bookstore, you will find many such magazines.

  • Answer date: 2023/03/22 06:50
Male member

Joe Rubicon

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It's going up, but it's not a bad pace.

It might be good to invest some in stocks or fx.
However, 9% of people lose money.Well, if you lose a million dollars, you can learn from it.

By the way, I have multiplied the principal by 3 times in the last three years.
Well, I studied, but maybe the key is whether I can meet a good mentor.I also think that being able to cut losses is one of my talents.Conversely, it takes talent to use the money you earn well.
I'm taking a break from investing now because there was an event that broke my heart this year. The Rugby World Cup will be held in France in September, so I'm thinking about wandering around for about a month and returning at the end of the year.

  • Answer date: 2023/03/22 21:29